12 Days of Christmas, Day 11: New Years Resolutions

I don't normally make New Years Resolutions because I don't normally stick to them. Last year I said I was going to try and be more punctual and well, that hasn't really happened. So I'm going to continue to work on that. I'd also like to be credit card debt free by the end of 2011 and thats actually a pretty attainable resolution. When we bought our house we did many updates to the house and we unfortunately used credit cards as a means to pay for all the improvements. For the last couple years we've been working on paying it all off and are very close to having no credit card debt!!!! So in 2011 I hope we will be able to finally say that we're credit card debt free.